A few years back I read "Momo" by Michael Ende. (He also wrote "The Neverending Story".) It's a brilliant book and I picked up something from it and from my person finance class in collage that I'm featuring as today's Twinnovation.
Ever look at the receipt from the grocery store and notice at the bottom is says something like "You saved $5.83 today!" Well, where is it?
The truth is, if you don't go take $5.83 and put it into your piggy bank you haven't really saved it at all.
In "Momo" there was a group of bad guys that would convince people that they were wasting their time, that if they could just save their time, work quicker, and don't waste your time on frivolous things like visiting friends, over the years you would save up all this time. But the truth is, no hour can ever be re-lived. You can't save it, but you can live it.
Well, you can save it if you have a purpose in mind. Like putting the dishes strait into the dishwasher as you use them so you don't spend time doing dishes and you spend time with your kids. There's no point saving it if you're not going to do anything with it.
Just like that $5.83, you need a reason to save it. Even "for a rainy day" is a reason. Just throwing money into a savings account doesn't really do you any good. Saving it so you have 3 months worth of rent and food money, now that will do you good.
What I'm trying to say is, live. If there's a bunch of things you want to do, go do them. Have some fun, enjoy where you are, as the song says "Live, love, laugh and be happy." You can never get this moment back.
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